Problem

In our rapidly evolving monetary system and capitalistic ecosystem, there are apparent gaps in funding, technology, and expertise that prevent ventures and projects from being efficient and scaling.  This is why Gusher exists and other congruent platforms.  Banks do serve a needed gap but all too familiar we know that the traditional banking system has failed the economy several times and needed to be bailed out.  The alternative lending and capital industry has been instrumental in stepping in to fill these voids delivering timely solutions when other funding vehicles proved inadequate.  Private Capital & UHNWI's have started raising their hands and organizing as Family Offices, and the private sector in general has pushed towards better processes, transparency and accountability.  

Although there are still large gaps preventing firms from deploying capital and entrepreneurs, investors, and developers from receiving capital. Alternative capital in some cases has even become like the oppressors seeking at one point in time to make big changes and solve unique problems but has defaulted to the more simple traditional path of funding those that are already "bankable." This gap is even more apparent in urban, diverse and disadvantages communities.  Although, the research and data shows that these needed classes are actually responsible for the majority of the GDP by far, and the advancement of our civilization.   In fact, According to the SBA, 99 percent of jobs are created by small business firms classified with 500 employees or less.  

The Affordable Housing gap and urban disparities are growing locally, nationally and Internationally.  Communities are experiencing crime and blight from under developed initiatives.  Financial Literacy and education around this subject matter is still an under serviced topic within urban and youth communities.   Economists call our current system a fragile economy. 

Until we address these main concerns we cannot truly advance towards optimal outputs and creating the ideal economy of the future.  

Solution

Community Backers, Inc is a private alternative lender and ecosystem capital solution that addresses this problem at its roots, creating more creative capital instruments and technology fin-tech solutions that bridge the gaps in capital, harmonizing capital providers with those seeking capital. In other words when other sources say no we say yes.  Our model is, "No one works harder to get your deals approved."

Market

National, International & Urban Consumer Debt is at all highs $30T, $300T and $3T estimated respectively.  Online P2P Crowd and Lending platforms are expected to reach $1T within the next couple of years.  Secret giants within the banking and private capital space raise to Trillions in AUM uncontested.   There is plenty of room for any amount of capital interments we create that actually work and solve the problems and service the demographics they set out to address.